Answer: To qualify for SSD benefits, you must have worked a sufficient number of years and paid into the Social Security system through payroll taxes. The number of work credits needed depends on your age at the time of your disability. Additionally, your condition must meet the Social Security Administration’s definition of disability, which means your disability must be severe enough to prevent you from engaging in substantial gainful activity for at least 12 months or result in death.

Answer: The application and reconsideration process for SSD or SSI benefits has been significantly impacted by COVID-19 and can now take anywhere from 9 to 12 months, though it could be shorter or even longer depending on various factors, including the complexity of your case and your local Social Security office's workload. In some cases, delays have been extended due to increased demand and backlogs. It’s important to be patient, but rest assured that we’re here to guide you through every step of the process.

Answer: For SSD, you may be able to work, but only within specific limits known as the "substantial gainful activity" (SGA) threshold. If your income exceeds this threshold, your benefits may be reduced or stopped. SSI has a similar rule regarding income and assets—earning above certain levels may reduce your SSI payments. However, there are programs like "Ticket to Work" that offer vocational rehabilitation and work incentives for people receiving SSD benefits, allowing you to test your ability to work without losing benefits immediately.

Answer: If your claim for SSD or SSI benefits is denied, you have the right to appeal the decision. The appeal process includes several stages, such as requesting a reconsideration, attending a hearing before an administrative law judge, and, if necessary, further appeals to the Social Security Appeals Council. It’s important to work with an experienced attorney to help navigate the appeals process and strengthen your case.